Credit Management Program
        
Tired of paying high interest rates on loans or not being approved at all? 
        
Let the Loan Staff at SECU introduce you to our new Credit Management Program. Through this new program, the credit union not only makes it possible for members with past credit problems to obtain loans, but to also receive substantially lower
interest rates as well.
 
What Is the Credit Management Program and how does it work?
 
At SECU Federal Credit Union, the rate a member pays is determined by their credit history or Credit Score. Members with good credit history will receive our very best rates, which are the lowest rates offered by any credit union in our area. At the same time, members with less than perfect credit will receive interest rates consistent
with their credit history, but considerably lower than most other lenders. We realize that some of our members have experienced some difficulty with their credit in the past. With our new program we want to help those members obtain credit and save money!
 
To compliment our Credit Management Program we also offer Score Enhancement Training to educate members about their credit and help them understand how to achieve and maintain good credit.  Understanding the Credit Score is the key to obtaining the lowest interest rates available in today’s competitive market. When you
apply for a loan at SECU, our Loan Staff will explain:
 
    ▪  What makes up your Credit Score
    ▪  What actions will hurt your Credit Score
    ▪  What steps you should take to improve your Credit Score
 
We encourage all of our members to call us regarding our new program. If you are not sure what rate you are paying other lenders, call them first, and then call us!
 
Don’t wait! Apply online at our website at www.secufcu.com and refinance those high interest rate loans today!