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Loan Types
We offer low rates and competitive terms on loans for a
car, truck,
recreational vehicle, vacation, home improvement, or to
purchase
a home. Don't borrow from a stranger. Deal with your
credit union,
where you are an owner, and not a customer. Choose the
loan
that fits your needs.
New &
Used Vehicle LoansMake you dreams come true by financing that new to you car with our affordable terms. Whether it is a new car or a used truck, we can help. Get your financing pre-approved and know that when you negotiate the price, your loan is waiting for you. Recreational Vehicles Boats, motor homes, trailers, jet ski, mobile home, and motorcycles, all can be financed with little or no down payment. Again, pre- approvals can make that purchase a little easier. Computer Loans In today’s environment, having a computer is extremely important. We offer computer loans at very attractive rates. Signature Loans Need money for that vacation, car repair, or an emergency? Whatever the reason, we can have it available within an hour of your credit approval. Share Secured Loans Borrow against you share account and take up to ten years to repay. These loans are available with 15 minutes notice. Mobile Home & Manufactured Home Loans We finance new & used single, double or triple wide mobile homes. Also, we finance both new and used manufactured homes. Visa Credit Card Our VISA credit card features a low annual percentage rate, no annual fee, and no cash advance fees. Plus, you'll enjoy a 25-day grace period on purchases and the convenience of worldwide acceptance. Student Loans Are you or your child going off to college? Stop in and talk to us about our student loan programs. New to the District? Need short term financing to cover the cost of moving into the district, getting yourself and/or your family established? Then give us a call. We have a special program with special terms for people like you. Real Estate Loans ▪ First Mortgages to purchase your new home, or refinance your old home. ▪ Second Mortgage/Home Equity Loan. With a second mortgage you can use the equity in your home for home improvements, debt consolidation, or other needs. An 80% loan to value ratio, low fees and a ten year repayment plan make this loan an attractive option. ▪ Home Improvements - With an FHA Title I home improvement loan you can borrow up to $25,000 to remodel your home, make needed repairs, or renovations. Take up to ten years to repay. Need to know "book values for a purchase?" Call us at (509)735-3571 or (509)585-8880. Looking for pre-approvals? Call us, E-mail us at loans@secufcu.com or Fax us @ (509)783-4264. |